Finance Your Vision
Get approved for up to $75,000 in minutes
Momnt Technologies, Inc. arranges consumer loans used to purchase goods and services from its participating merchant businesses. All loans are originated by participating financial institutions. See a list of financial institutions at momnt.com/lending-partners.
Radiant Float has partnered with Momnt, a leader in home improvement financing, to offer you a better way to pay.
Here's how it works:
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Momnt has a 4.8 rating on Trustpilot with over 800 reviews. Read reviews
Why should I use Momnt?
Momnt offers multiple promotional financing options that can address your budgetary needs. Instead of paying cash, keep more money in your pocket and get interest rates that are typically much lower than a credit card.
How do I pay my contractor?
Your contractor will request payments by sending an SMS message to the number you provided in your application. This message will include information on how to accept or reject payments. Once you accept a payment, your loan balance will increase by the amount of the payment.
When are my payments due?
Your first payment will be due no fewer than 30 days from the date the merchant settles your transaction. Subsequent payments are due on that date every month for the duration of your loan term. You'll receive monthly statements as a reminder.
What is a welcome call?
Within 48-72 hours after your loan is approved, you will receive a welcome call from Momnt at 470-231-3072. This call is for your protection to briefly verify your information. Failure to speak with you may result in delays or cancellation of your loan.
Where can I use my loan?
Your loan is only valid for products and services offered by the merchant you applied with.
Will this impact my credit score?
When you fill out an application and view available loan offers, our platform uses a soft credit pull that will not impact your credit score. If you select an offer to move forward with, then we will run a hard pull of credit that may have a small impact on your credit score
How long do I have to use my loan amount?
Once your loan is approved, you have 5 months to transact against your loan with this business. This is also referred to as your purchase window
How do I make payments on my loan?
For your convenience, Momnt takes payments online, by phone, or by check. To pay online, visit our payment portal at myaccount.momnt.com. To pay by phone, call 855-943-3485.
What if I don't use the full amount?
No matter what amount you are approved for, you will only be responsible for paying back the amount you spend with your provider during the purchase window, plus associated interest and fees.
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